These Terms and Conditions (“Terms”) govern your use of the Zaki SMMA website (“Website”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use the Website.

1. Use of Website:

• You must be at least 18 years old to use the Website. By accessing or using the Website, you represent and warrant that you are at least 18 years old.
• You agree to use the Website only for lawful purposes and in accordance with these Terms and any applicable laws and regulations.

2. Intellectual Property:

• The content, design, and layout of the Website, including text, graphics, logos, images, and software, are owned or licensed by Zaki SMMA and are protected by copyright, trademark, and other intellectual property laws.
• You may not reproduce, distribute, modify, or create derivative works of any content on the Website without our prior written consent.

3. User Content:

• You may have the opportunity to submit comments, feedback, or other content (“User Content”) on the Website.
• By submitting User Content, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in any form, media, or technology.

4. Privacy Policy:

• Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the terms of our Privacy Policy.

5. Links to Third-Party Websites:

• The Website may contain links to third-party websites or resources that are not owned or controlled by Zaki SMMA. We are not responsible for the content, privacy policies, or practices of any third-party websites.
• You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any third-party websites.

6. Disclaimer of Warranties:

• The Website is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the Website will be error-free or uninterrupted, or that any defects will be corrected.
• We disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability:

• In no event shall Zaki SMMA, its affiliates, directors, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Website.
• Our total liability to you for any damages, losses, or causes of action shall not exceed the amount paid by you, if any, for accessing or using the Website.

8. Governing Law:

• These Terms shall be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.
• Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in South Africa.

9. Changes to Terms:

• We reserve the right to modify or replace these Terms at any time without prior notice. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.
• It is your responsibility to review these Terms periodically for changes.

10. Contact Us:

If you have any questions or concerns about these Terms, please contact us at [email protected].